Your credit score is what tells banks and lenders whether or not they can count on you to make payments. A good credit score is an indicator that you have been financially responsible over time. Unfortunately, credit scores can be quite complex and there is a ton of misinformation out there that leads people to make bad financial decisions in order to boost their scores. Today, we want to take you through five common credit score myths that you should avoid getting sucked into at all costs. You Can Boost Your Credit By Making Tons of Small Payments All payments…

  Obtaining a mortgage is a dream of many. It is a glowing sign of financial success. As we all know, owning property is one of the best ways to expand your wealth. Or is it? At one point in time, purchasing real estate was one of the best things you could have done with your money. This was because the value of homes was at a seemingly steady increase for many years. It wasn’t until 2008 that the housing market crash changed this idea of real estate = wealth. The asset bubble finally popped, and though banks were bailed…

This is one of the questions that we get asked the most. Can our tradelines help boost your credit? Most of the time, the answer is yes. Of course, you need to have an account that is in good standing before even thinking about purchasing tradelines. This means that you must get rid of any debt, late account, etc. One of the best things that you can do is seek out all of the necessary information on tradelines to understand just what it is that they do, as well as what they can do for your specific situation. Remember, everyone…

You’ve probably read a lot about tradelines at this point and you are currently seeking out different tradeline companies to see how they can work for you. We say it time and time again: Tradelines are great. If you want to piggyback off of someone else’s credit, you can either find someone who has a healthy account or find the right company to get you on one. The question is, if you don’t know someone with great credit that will allow you to piggyback on them, how do you find the right tradeline company. Let’s explore! Why Buying Seasoned Tradelines…

  If you are someone who has just entered the world of tradelines and you are trying to figure out how to navigate it, we’re here to help. You might even be someone who is familiar with how tradelines work, though you just want to get some information on what to look for when you begin your selection process. If that’s the case, you have also come to the right place.   There are a few things to consider when you begin looking for tradelines:   The credit limit of the tradeline The age of the tradeline   Since all…

When it comes to the world of tradelines, there are two main factors that we like to tell people to focus on when it comes to buying. Those two factors include the   Age of the tradeline The limit of the tradeline   It is very important to examine these factors closely to see if purchasing a specific tradeline makes sense in your situation. Today, we want to dig into whether or not high-limit tradelines can play a role in lowering a person’s overall utilization ratio.   How Does It Work?   [caption id="attachment_2983" align="alignnone" width="300"] Understanding Your Credit Utilization…

What does it mean to think realistically these days? It’s probably a good idea to start out with what exactly you are trying to be realistic about. You have goals in life. Yes? Yes. Some of these goals are financial. That’s why you are reading a blog about tradelines and what they can do for you. But that’s just a guess on our part. You probably have all kinds of questions, so, like we do with the folks who call us, we’d like to start with the beginning, and the beginning is always a simple question. “What do you want to accomplish…

We had a call recently with someone who wanted to sell tradelines, but had never before worked with them, so it was enlightening to us to have the conversation, where we explained in great detail, what it means to purchase au tradelines. Most companies that are worthy of your business will have a website, and they will have a link where you can see the tradelines in their inventory. Today, we would like to break down each category in turn for our authorized user tradelines. Our company is a common template, so you can apply what we write to pretty much all other tradelines…

“How does this work?” This is the most common question we get at Boost Credit 101. If you aren’t familiar with how tradelines work, then this is the article for you. First off, a “tradeline” is anything that shows on your credit reports. Any account that reports the bureaus is a tradeline. That could mean mortgage, auto loan, student loan, credit cards (or any loan at all). People forget that a credit card is just a potential loan the bank grants you. And your ability to manage that loan is where a majority (up to 60%) of what makes up…

First! What do AU Tradelines Do For Your Credit? Lucky for you, if you mishandle a tradeline, you won’t saw off your foot or end up otherwise grievously wounded like you would with an improperly handled chainsaw. But, you could end up spending money on something you don’t get full value from. When you purchase credit tradelines for sale, what you are doing is adding positive data to your reports with a desire that it will boost your credit. If you understand how credit works, there are six main categories that comprise your credit scores. Those are: Payment History, Revolving…