There are plenty of consumers out there that have unknown credit report errors. In fact, about 25% of consumers with credit cards have at least one error they are unaware of. Typically, these errors are found when someone is looking to obtain a new credit card, obtain a can loan, or purchase a home. These situations can be quite time-crunched, meaning having to wait for a fix can be quite frustrating. If you want to fix errors with your credit score quickly, there are a few things that you will need to know. Obtaining Your Credit Report Isn’t Difficult…
People have “hacks” in life for just about anything. One of those things is credit scores. If you are finding it difficult to reach certain milestones in your life, such as buying a car or purchasing your first home, it might be because your credit score is holding you back. Here at Boost Credit 101, we believe there is hope for everyone when it comes to improving a credit score! Here are three techniques that you can begin with today. Try To Get Your Balance to $0 For Each Statement One of the biggest percentages of your…
When was the last time you told anyone your credit score? Go ahead, think about it… ...have you thought about it? If you thought about it, I bet it wasn’t too recent, unless you were bragging to your friends over a drink and that somehow strangely came up. Or you are in the dating game, and you are smart, and you asked what your date’s score was. Hold that question till around dessert if the date is going that well. Hopefully it stays going well. Credit just isn’t something we share too often. If it’s low you are probably…
Meet Jimbo, he’s seventeen, a highschool senior, runs track, likes Netflix and video games and girls, a typical young man about to enter adulthood. Fall semester he applied to several colleges, some in state, some out. He wants to study anthropology. On his eighteenth birthday, his dad, who has an average credit of 700, adds Jimbo to his Cabela’s Capital One as an Authorised User, in essence offering a piggybacking credit card to help his son jumpstart his credit, saying “Jimbo, my good son, credit is important in this world. Protect it, it is your financial reputation.” Jimbo’s dad…
This is what everyone wants to know, but it’s never a simple answer. There is no one-size-fits all solution to anyone’s credit issues. And this is why: go look in the mirror. Does anyone else have your face? Unless you’re starring in a Mission Impossible movie, the answer is “no.” Okay, we won’t be too smart alecky. So, generally, how fast can credit score rise? Credit score can rise quickly, in a few days at the fastest, and several months, if not longer, at the longest. Understanding how fast you can raise it comes down to how much you…