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There are many ways to improve credit score, but sometimes you need to think outside of the box. While some of these methods may not gain FICO's nod of approval, they can help repair your credit score and get you in good standing for future purchases. Make Multiple Payments Throughout the Month Rather than pay your monthly balance all at once, you can pay in installments every week or so. How does it work? If you pay expenses with your credit card and pay off the balance at the end of each week, you minimize the amount of credit used…

"How to raise my credit score?" Just about everyone is looking for answers to this question. If you've looked into it before, you probably already know the expected ways to boost your credit score, such as paying more than the minimum and keeping debt below 30% of your credit limit. However, you might not have heard of some of these lesser-known ways of increasing your credit score; use these five tips to improve credit score fast: 1. Pay Largest Debts with Highest Interest Rates First The more of your available credit is being used on a credit card, the worse…

Most people are familiar with common methods of raising credit scores, such as paying down debts and avoiding missed payments. However, when you want to raise your credit score fast, these methods alone won't do the job. Below are some creative strategies you can use to boost your credit score as quickly as possible. 1. Dispute entries on your credit report. Under the Fair Credit Reporting Act, you have the right to dispute entries on your credit report that you believe are inaccurate or incomplete. In most cases, the credit reporting bureaus must investigate any disputes you file within 30…

FICO, the major credit scoring company in the US, recently made changes to the way they calculate credit scores. These changes might improve some people's credit scores, making it easier to obtain loans and lines of credit, an especially good thing for Americans still feeling the impact of the economic decline. Your FICO score is important because it comprises much of the credit report that lenders see when they evaluate you for a loan application. Generally, your score will fall between 300 and 850—the higher the number the better. Could the recent changes improve your credit? Read on to find…

Most of us know that our credit score can affect our ability to rent property and take out loans for cars, houses and education. However, did you know that your credit score can also affect your ability to get the job you want? Here are a few reasons that companies might look into the credit scores of potential employees, and what you can do to improve your score and land the job of your dreams. Applying to Work in Finance? If you are applying for a position where you will be handling finances or other confidential information for a company,…