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  Authorized User...does it help to be one?  And! What are the steps to know when buying?    Recently we’ve had some clients come to us and get very good results with their credit scores, we’re talking low 500’s to mid 700’s. These aren’t rare happenings.  So does that mean if you buy authorized user accounts you’ll get that mortgage, that car, the big credit cards, the business loans you’re after? It’s a distinct possibility. We spoke to one woman today who said she had two friends use our services and they both got houses out of it. There’s no…

  There’s a story about a holy man in India. He is cornered on a cliff by a pack of tigers. He falls but catches a branch. Below him is a huge drop and sharp trees. Above him are the tigers. And right in front of him, he sees this perfect, red, ripe strawberry. And that’s the end of the story.  Does that bother you? It usually bothers people. That’s the point.  We want to know what happens next!  But does it matter? Not really. And that is, ultimately, the real point. The only things that really matter are the…

  This is a common question for us. Do our products help the person on the other end of the line? In 9 cases out of 10, our tradelines will provide a boost. Note: people with currently late accounts are the exception. If you are looking to purchase a tradeline, the best thing you can do is to inform yourself of what it is they do, how they can help out with your specific situation. Since every situation is different, we have to speak in generalities for the purposes of this article, so this post is like looking up medical…

  Everyone is always looking for a great deal. There’s something really satisfying about not paying full price when all the other suckers do. Right? Discounts are the way to go, SALES, Black Friday, Cyber Monday, End of the Season, etc. If you’re trying to get tradelines for sale, the most important thing to know is your budget. How much are you willing to spend? What do you get if you say “Money is no object?” vs “I need to buy cheap tradelines.”    Note: If you say “What’s your cheapest tradeline?” it’s a dead giveaway that you aren’t too…

  Everyone wants an 800 score. We get calls every day with people saying they want to be at 800. We always try to be polite. But the truth is, 800 credit scores are for people who pay their credit perfectly, for a long time (think years), on all the various types--revolving (credit cards, HELOCs, installment (student loans, mortgage, auto loans, etc)--and they likely have a lot of those types.  But...here’s some good news, you won’t get any better rates at 800 than you will at 760. 760 is considered an elite score, and once you reach it, you get…