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Contrary to what some might believe, there is nothing illegal or unethical about buying tradelines. In fact, the process of purchasing tradelines is becoming more and more popular in the credit repair and servicing world. Of course, it is important that you note that not all companies look at tradelines in the same way. A company might use tradeline information to decide whether or not you have the ability to make consistent payments in the future. Of course, there are some companies that might see tradelines as a misrepresentation of your credit, as it’s not truly yours. The positive thing…

The last thing you want to do after you make your tradeline purchase is not ever see them post on your credit report. You might want to check with your tradeline company first to see if they offer a guarantee for a replacement or your money back in case of non-posting. However, when it comes down to it, it is much better to have a successful post the first time around when you purchase your tradelines. The good thing is, there are a few things that you can do to ensure that your posting goes as smoothly as possible when…

When you’re working to build your credit, learning new terms might be of interest to you. One question we get asked a lot here at Boost Credit 101 is, What are updated tradelines? Before we dive in and explore the term, let’s make sure you understand what a tradeline is. A tradeline is simply a credit account that is in your name or an account that you are an authorized user on. [caption id="attachment_2751" align="aligncenter" width="1019"] What Are Updated Tradelines[/caption] Updated Tradelines Whenever there is a change in a credit account, the change will get reported to you through the…

If you are looking to buy authorized user tradelines, it is important to know that there are many questions you need to be asking yourself. Of course, one of the most important questions that you should be asking is when trying to gain a better understanding of tradelines is: What Are the Credit Limits Of Authorized User Tradelines? In this article, we are going to go over that very question. Continue reading to learn more.   Buying Tradelines From Reputable Dealers When you purchase a tradeline from a reputable dealer, then you should expect that the tradelines are coming in…

There is no question that your credit can have a major impact on your life. You should never resign to living with poor credit, waiting for bad marks to drop off your report years down the line. For example, you might consider taking advantage of a tradeline to give your score a much-needed boost. If you’ve been wondering whether adding a tradeline to your account could breathe new life into your credit score, come with us as we explore the possibilities.   How Can Tradelines Impact Your Credit? Think of a tradeline as a line of credit found on your…

  Obtaining a mortgage is a dream of many. It is a glowing sign of financial success. As we all know, owning property is one of the best ways to expand your wealth. Or is it? At one point in time, purchasing real estate was one of the best things you could have done with your money. This was because the value of homes was at a seemingly steady increase for many years. It wasn’t until 2008 that the housing market crash changed this idea of real estate = wealth. The asset bubble finally popped, and though banks were bailed…

This is one of the questions that we get asked the most. Can our tradelines help boost your credit? Most of the time, the answer is yes. Of course, you need to have an account that is in good standing before even thinking about purchasing tradelines. This means that you must get rid of any debt, late account, etc. One of the best things that you can do is seek out all of the necessary information on tradelines to understand just what it is that they do, as well as what they can do for your specific situation. Remember, everyone…

You’ve probably read a lot about tradelines at this point and you are currently seeking out different tradeline companies to see how they can work for you. We say it time and time again: Tradelines are great. If you want to piggyback off of someone else’s credit, you can either find someone who has a healthy account or find the right company to get you on one. The question is, if you don’t know someone with great credit that will allow you to piggyback on them, how do you find the right tradeline company. Let’s explore! Why Buying Seasoned Tradelines…

  If you are someone who has just entered the world of tradelines and you are trying to figure out how to navigate it, we’re here to help. You might even be someone who is familiar with how tradelines work, though you just want to get some information on what to look for when you begin your selection process. If that’s the case, you have also come to the right place.   There are a few things to consider when you begin looking for tradelines:   The credit limit of the tradeline The age of the tradeline   Since all…

When it comes to the world of tradelines, there are two main factors that we like to tell people to focus on when it comes to buying. Those two factors include the   Age of the tradeline The limit of the tradeline   It is very important to examine these factors closely to see if purchasing a specific tradeline makes sense in your situation. Today, we want to dig into whether or not high-limit tradelines can play a role in lowering a person’s overall utilization ratio.   How Does It Work?   [caption id="attachment_2259" align="aligncenter" width="640"] Maximizing utilization ratio with…