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And...the case for Credit If you ever visit Cuba, especially Havana (if you’re going to Cuba, Havana is a must), and you go for a walk during the day, what you might find is that random locals come up to you and ask, “Where are you from?” Of course...and this is not a stretch...your first instinct may be to either ask (in your head, or out loud), “What do you want?” But they don’t want anything. They just want to know where you are from, and maybe talk to you. They are that friendly. They don’t know anything about where…