The world of credit can be a difficult one to navigate for many. Even if you aren’t new to the world of credit, it can sometimes feel impossible to discern credit myths from credit facts. Understanding how credit works is the best way to build AND maintain a positive credit score. Come with us as we explore some of the top 3 credit myths so you can take the smarter approach to build your credit. Myth #1 - You Must Carry a Balance To Build Credit This myth is 100% false and we’re not totally sure where it came from.…

Contrary to what some might believe, there is nothing illegal or unethical about buying tradelines. In fact, the process of purchasing tradelines is becoming more and more popular in the credit repair and servicing world. Of course, it is important that you note that not all companies look at tradelines in the same way. A company might use tradeline information to decide whether or not you have the ability to make consistent payments in the future. Of course, there are some companies that might see tradelines as a misrepresentation of your credit, as it’s not truly yours. The positive thing…