Blog Page two

The magic word in that question is “expect.” When it comes to getting your credit into better shape, what expectations do you have? For a lot of folks, it’s hard to say, because credit is a nebulous, nasty business run by shady corporations who take our data without our consent and basically create a financial report card for lending institutions to pay for. The banks pay through...the...nose to the three credit bureaus: Experian, TransUnion, and Equifax. Experian alone reported revenue in 2018 of 4.6 billion dollars. WHAT!?   Not to be cliche, but that’s billion, with a “b.” When was…

It’s 2019, and everyone wants everything instantly now. Why that is can likely be endlessly debated among data scientists and marketers and statisticians. If you can’t have something right now, well then why would you want it? You can order something on Amazon and have it delivered the same day sometimes, and at the latest, if you are a Prime member (and who isn’t) it’s two days. The average attention span in 2000 was 12 seconds. In 2018, it was 8 seconds. That is a drastic decrease. Chimps pay attention on average for 20 seconds, which is less than rats.…