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In the digital age, account hacking and identity theft are prevalent. If you aren’t monitoring your credit score already, you’re taking a risk. There are many people and institutions, such as banks, lenders, credit card companies, and employers, who will make credit inquiries on someone to find out about their creditworthiness. It is important to note that there are some credit inquiries that will hurt your credit score, while there are some that won’t have any effect. The question is, How do you know which kinds of inquiries will hurt your score and which ones won’t affect it? Let’s dive…

Your credit score is what tells banks and lenders whether or not they can count on you to make payments. A good credit score is an indicator that you have been financially responsible over time. Unfortunately, credit scores can be quite complex and there is a ton of misinformation out there that leads people to make bad financial decisions in order to boost their scores. Today, we want to take you through five common credit score myths that you should avoid getting sucked into at all costs. You Can Boost Your Credit By Making Tons of Small Payments All payments…