Debt Consolidation Or Credit Card Refinancing - Which Option Is Better? If you’re considering using a balance transfer to make use of credit card refinancing or opening up an installment loan to use debt consolidation, there are many things to note. It can be difficult to know which of these is the best option for paying off debt more efficiently. Here are a couple of things to note if you are trying to determine which debt management strategy is best for your needs. Do You Have a Good Credit Score? If you have a good credit score, note that getting…

How To Get A Credit Card Without Credit One of the most important factors when applying for a credit card is credit history. If you don’t have a history of credit, then your options will be limited. However, there are still “beginner” credit cards out there that you can choose from to help yourself establish credit. Continue reading as we discuss what you can do to get a credit card without credit. What Does Having “No Credit” Mean? Having no credit means not having a credit history. You’ve never paid for anything with credit, such as a car loan or…