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Credit card benefits depend on a lot of factors, though most importantly, they depend on the credit card that you choose to use. To find the one with the best benefits for you, you’ll have to do a bit of research. Today, we’re going to dive in and check out some of the ways in which everyday people benefit from credit cards.   Most Common Credit Card Benefits Here are a few of the most common ways credit card users get benefits: Travel rewards, including miles and points Shopping discounts or credits Promotional cash payments when users reach required spending…

Is it better to use a debit card or a credit card? People often ask us that at Boost Credit 101, though the ultimate answer depends on what benefits or features are most important to you. Let’s dive in and explore the differences between the two so you can figure out the best choice for your needs. How Do Debit and Credit Cards Work? A debit card is linked to a checking account. Whenever a consumer uses a debit card to pay for something, the money is withdrawn directly from your bank. With a credit card, your money isn’t withdrawn…