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Your credit score can decline if you have erroneous information on your credit report, including wrongful collection accounts or unauthorized credit inquiries. You can get a free copy of your credit report once each year from any of the three major credit bureaus. You can then use this copy to check and see if there are any errors. If you end up finding incorrect information, you can dispute it with the credit bureaus. Come dive in as we explore how to dispute errors on your credit report.    Send A Letter to the Credit Bureau Start by sending a letter…

Obtaining a good credit score comes with tons of benefits. You’ll be able to find more competitive interest rates on loans, credit cards, and mortgages. If you’ve been searching for ways to improve your credit score, then you’ve come to the right place.  Come dive in as we explore four unique ways to earn a good credit score!   Delete Credit Report Collections If you have a missed payment on your account, it will show up as a negative mark to the credit bureaus. A collection on your credit report can put a dent in your score. You may be…