Blog Page six

  Everyone wants an 800 score. We get calls every day with people saying they want to be at 800. We always try to be polite. But the truth is, 800 credit scores are for people who pay their credit perfectly, for a long time (think years), on all the various types--revolving (credit cards, HELOCs, installment (student loans, mortgage, auto loans, etc)--and they likely have a lot of those types.  But...here’s some good news, you won’t get any better rates at 800 than you will at 760. 760 is considered an elite score, and once you reach it, you get…

  Recently we did an article talking about a major credit repair firm and how their whole operation was slapped with an injunction by the FTC. Needless to say, that company is not among the kind of companies you want to work with. If you want to piggyback off of someone else’s credit, you can either find someone who has a great card or pays a company to place you on one. We’ll get into what makes a great tradeline company in a bit, but first, what do you need to know to find a good tradeline if you do…