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Why Do Tradelines Matter? One of the most essential parts of building and maintaining credit is establishing tradelines. All of the credit that you have eventually boils down to tradelines. Today, we’re going to look into what makes tradelines so vital to your credit-building journey.   The Importance of Tradelines Tradelines are at the foundation of your credit score and your credit reports. On your credit report, you’ll find information like: The name of your financial institutions The tradeline type The date when your account was opened The loan amount or credit limit The current balance on your account Your…

Credit repair is a process where a third-party organization comes in and removes negative information from your credit in exchange for payment. It’s important to understand that credit repair companies are for-profit companies. They market their services in a way that says they’ll help people improve their credit scores. At the federal level, credit repair is totally legal. The only state it is not legal in today is Georgia. There are many credit repair companies that say their services are made to help consumers get rid of unverifiable or inaccurate information from their credit reports. However, there are many credit…