CPNs: The Real Story

Your credit is in disarray. You have overdue payments, missed payments, collection attempts and other derogatory information on your credit report. Things cannot get worse. Can they? Yes, they can. Pay a CPN (Credit Privacy Number) broker for a CPN number and you could go to jail for fraud. Credit Privacy Numbers go by many …

6 Wacky Credit Myths

People have some strange ideas, bigfoot, the Loch Ness Monster, Kim Kardashian being worthy of attention, but none of these are going to do you much harm, and they may even be fun, or at least entertaining. But myths about credit can be damaging, to your reports, and especially to your finances. Here are six …

You got REJECTED – What Now?

You applied, got rejected — what now?? You’ve decided to apply, and the possibilities dance tantalizingly in front of you, for that credit card you’ve been eyeing, that sexy piece of plastic that opens doors to new possibilities—that you won’t max out and will remember to pay off monthly… Or that car you’ve been dreaming …

Seasoned Tradelines

Do you have bad credit or no credit? Do you have decent credit, but want to amplify your credit score? You’ve likely heard all the traditional advice for improving your credit score: secure lines of credit, make your payments and don’t fall into poor standing. This conventional advice isn’t always the best, especially for those …