As far as posting, our contractual guarantee is that we will post our tradeline(s) within 60 days. Usually it takes no longer than a month, at maximum, and is average somewhere around two weeks. Within that guarantee are others: we guarantee the line(s) will post to 2 out of 3 bureaus, but we cannot say which 2, and most of the time they post to 3 out of 3. We also guarantee that all of our lines will stay on for the paid for amount of cycles, be it 2, 3, or 4; also that all tradelines have perfect payment history and are below 10% utilization. If, for whatever reason, a line does not post to 2 out of 3 bureaus, we will always offer you either a replacement or a full refund of your money.